Deposits

Regular Savings Account

Earn more on your savings account!
Our regular savings account requires only P500 to open and at least P1,000 to earn an interest rate of 2% p.a.

For:
Short-term savers who want a higher savings rate than what they’ll get from commercial banks.

Benefits:

  • Higher interest than other banks
  • Low minimum initial deposit and maintaining balance

Rate:
2% p.a.

Minimum Deposit:
P500

Maintaining Balance:
P500
P1,000 to earn interest

Holding Period:

30 days

Withholding Tax:
20%

Regular Current Account

Worry-free, interest-earning checking account!
Enjoy the convenience of paying by check combined with a 2% interest on your balance. Earn a high 8% if you maintain at least a P100,000 balance.

For:
Depositors who want the convenience of automatic transfers of amounts to their checking accounts.

Benefits:

  • Higher interest than other banks
  • Low minimum initial deposit and maintaining balance
  • Convenience of automatic transfers from savings to checking account
  • Overdraft protection
  • Unlimited checkwriting

Rates:
2% p.a. for P5,000 (personal) or P10,000 (corporate/commercial)

6% p.a. for P50,000 (personal) or P100,000 (corporate/commercial)

Minimum Deposit:
P5,000 (personal)
P10,000 (commercial)

for 6% interest – P50,000 (personal) or P100,000 (corporate/commercial)

Maintaining Balance:
ADB for 2% - P5,000 (personal) P10,000 (corporate/commercial)
ADB for 6% - P50,000 (personal) P100,000 (corporate/commercial)

Automatic Transfer to Savings Account:

P2,000


Holding Period:

30 days

Withholding Tax:
20%

Katuparan Special Savings

Earn more on your savings without getting tied down!
A choice of 30, 60 , 90, and 180 day special savings account with higher interest rates. The longer the term and the higher the deposit, the higher the interest you will earn.

For:
Depositors who want higher rates than time deposits but might need access to their money within the year.

Benefits:

  • Higher interest than time deposits
  • The higher the balance and the longer the term, the higher the rate
  • No documentary stamps
  • Shorter term access to savings
  • Automatic roll-over

Rates:

Minimum Deposit:
P5,000

Holding Period:
30, 60 , 90, or 180 days

Withholding Tax:
20%

Fiesta Special Savings

Celebrate for free!
A one- or two-year special savings account that earns interest, and depending on your deposit amount, we will give you a free cell phone, or any other item, of your choice, for free!

For:
Customers who enjoy freebies.

Benefits:

  • Free item of your choice
  • Flexible product choices

Rate:
5% p.a.

Minimum Deposit:
P50,000 for 1 year
P25,000 for 2 years

Holding Period:
1 year or 2 years

Withholding Tax:
20%